Buy-to-let Property News, Finance
Bridging loans hit £181.8m as landlords fund deals
Bridging Trends reports contributors lent £181.8m in Q3 2026, up 5% on Q2, with investment purchases at 23% of deals as landlords use bridging to buy.
Bridging Trends reports contributors lent £181.8m in Q3 2026, up 5% on Q2, with investment purchases at 23% of deals as landlords use bridging to buy.
Lloyds reports UK house prices fell 0.6% in October to £296,285, down 1.2% on the year in the sharpest annual drop since October 2023, as high mortgage rates squeeze buyer demand.
The Bank of England has raised Bank Rate to 4 percent in an 8-1 vote, with UK Finance data showing typical tracker payments up by about £31 a month.
Savills forecasts UK house prices will fall 1.5% in 2027 as mortgage rates stay above 5% until early 2028, with recovery delayed until late 2028 and 15.8% growth over the five years to 2031.
Rathbones calculates retired landlords face almost £36,000 in extra tax over 25 years as rental income tax rises four points from April 2027, hitting the third of landlords who rely on rent in retirement.
Traders price a 96 percent chance the Bank of England lifts the base rate to 4 percent on Thursday 5 November after September inflation jumped to 3.5 percent, raising buy-to-let mortgage costs.
Bowmore Wealth Group analysis of HMRC data shows buy-to-let investors crystallised £1.15 billion of losses on residential property sales in the latest tax year, up 32 percent from £870 million, as flat prices and higher finance costs bite.
UK Finance reports 58,051 new buy-to-let loans worth £10.7 billion in Q2 2026, up 21 percent by number on a year earlier, with remortgages leading and arrears down 26 percent.
The Bank of England and the FCA have permanently removed the 15% firm-level cap on high loan-to-income lending from 28 October 2026, replacing it with a rolling four-quarter measure that gives lenders more room to approve larger loans.
ONS says UK private rents rose 3.8% to £1,400 in August while average house prices rose 1.4% to £273,000 in July.
Redwood Bank finds local landlord investment rose 15.1 percent in the East Midlands between 2021 and 2026, as investors prioritise local knowledge.
Lloyds says August brought the first annual house-price fall since November 2023, after average values slipped 0.2 percent in the month to £298,468.
Cifas says mortgage fraud rose across every main category in the first half of 2026, with application identity fraud up 36 percent as lenders and landlords face heavier verification pressure.
Fleet Mortgages says London yields rose to 6.3 percent in Q2 2026 as the North-South gap narrowed, even with the North East still leading England and Wales at 9.2 percent.
The average UK home price rose 0.2 percent in June to £299,330, according to Lloyds’ latest house price index, ending three straight monthly falls and…