Traders price a 96 percent chance the Bank of England lifts the base rate to 4 percent on Thursday 5 November after September inflation jumped to 3.5 percent, raising buy-to-let mortgage costs.
Coutts research shows prime central London prices fell 5 percent in the third quarter of 2026, with eight in ten sellers accepting below asking price at an average 10 percent discount.
HMRC reports UK residential transactions fell to 94,800 in September 2026, down 4 percent on last year, as Search Acumen, Jackson-Stops, OnTheMarket and Propertymark blame pre-Budget uncertainty and high borrowing costs.
Lendlord analysis finds 17.7% of landlords recorded annual rental income above £50,000 ahead of the 7 November Making Tax Digital quarterly update, with thresholds falling to £30,000 from April 2027.
Nationwide reports UK house price growth slowed to 0.5 percent in October, the weakest since January 2024, with prices flat on the month at £273,566 as high mortgage rates weigh on demand.
HMRC opened a 28 October consultation requiring letting agents and deposit schemes to file standardised digital reports of landlord rental income, closing 20 January 2027.
The government will remove the £108-a-year gas standing charge for around 23 million homes from 2027, shifting fixed costs to unit rates, with 60 percent of households expected to save around £45 a year.
The OBR cuts 2026 house price growth to 2.1 percent and warns Budget rental tax rises will push rents higher as supply shrinks.
Goodlord finds 57% of landlords say ending fixed terms hurt them, with 27% cutting holdings as tenant selection tightens.
Birmingham Council fines Avamore £240,000 over Solihull Heights fire detection failure, with 26 more blocks under enforcement.
HM Treasury has confirmed its High Value Council Tax Surcharge will apply to England homes worth £2 million or more from April 2028, with annual bills of £2,500 to £7,500 set out in its 28 October consultation response.
Tesco Insurance has launched private landlord and holiday-home cover through an expanded tie-up with Prestige Underwriting’s Open and Direct brand, with Prestige handling sales, servicing and claims.
