Buy-to-let Property News, Finance
Bank of England: buy-to-let share falls to 8% in Q2
Bank of England data shows buy-to-let made up 8.0 percent of Q2 mortgage advances, its lowest share since 2024 Q3.
Read MoreBank of England data shows buy-to-let made up 8.0 percent of Q2 mortgage advances, its lowest share since 2024 Q3.
Read MoreParagon has refreshed its buy-to-let range from 3.55 percent, cutting selected fixes and repricing green, HMO and multi-unit options as lender competition stays focused on remortgage and portfolio business.
Landbay has cut buy-to-let rates by up to 0.35 percent, with pricing now starting at 3.44 percent as the lender adds specialist products and widens access for some HMO, MUFB and near-prime cases.
Cifas says mortgage fraud rose across every main category in the first half of 2026, with application identity fraud up 36 percent as lenders and landlords face heavier verification pressure.
OSB Group says first-half originations rose 10 percent to £2.3bn, with remortgaging and portfolio management still driving landlord demand as new buying stayed selective.
Paragon Bank has cut selected five-year buy-to-let rates by 15 basis points, with pricing now starting from 4.95 percent on green single lets and 5.1 percent on HMOs and multi-unit blocks.
Bank of England data shows net mortgage approvals for house purchases rose to 58,200 in June from 56,600 in May, while remortgage approvals climbed to 41,800 but both measures stayed below long-run norms.
StrideUp has doubled the size of HMO and multi-unit block cases it will back, lifting its Sharia-compliant buy-to-let limit to £2.5 million for landlords buying or refinancing larger rental assets.
LendInvest says professional landlords and portfolio investors drove £917 million of buy-to-let lending in FY26, as the specialist lender returned to profit and assets under management rose 18 percent.
Fleet Mortgages widened joint borrower rules and UK company-group criteria from 15 July, opening more buy-to-let cases involving foreign-national applicants and layered company structures.
Bank of England chief economist Huw Pill says UK interest rates may need to rise over the next year, sharpening landlord refinancing risk ahead of the Bank’s 30 July decision.
The Bank of England says more than five million UK households are now expected to refinance onto higher mortgage payments by the end of 2028, after raising its remortgage-risk projection in the July Financial Stability Report.
Pegasus Insight says the average landlord portfolio has risen to 7.3 properties, while 21 percent of landlords now describe themselves as full-time or self-employed in fresh sector data.
Foundation Home Loans has relaunched a 3.99 percent buy-to-let remortgage, giving landlords a cheaper refinance option as borrowing demand stays subdued in the summer market.
Lendco has cut buy-to-let fixed rates from 4.29 percent in its July refresh, with lower pricing across standard, limited company and larger HMO landlord deals.
Paragon has added £1,000 cashback to 21 buy-to-let mortgage products across single lets, HMOs and multi-unit blocks, widening lender competition on total borrowing cost rather than rate alone.