Buy-to-let Property News, Finance
Moneyfacts: HSBC and NatWest raise rates as swaps climb
Moneyfacts says HSBC and NatWest have raised mortgage rates since 1 September as higher swap costs force lender repricing.
Buy-to-let mortgages
Buy-to-let Property News, Finance
Huw Pill warns higher rates may still be needed after energy shock
Bank of England chief economist Huw Pill has renewed his call for Bank Rate to rise to 4 percent, a warning that could feed through into buy-to-let pricing if lenders harden fixed-rate expectations.
Buy-to-let Property News, Finance
Huw Pill warns rates may need to rise over next year
Bank of England chief economist Huw Pill says UK interest rates may need to rise over the next year, sharpening landlord refinancing risk ahead of the Bank’s 30 July decision.
Buy-to-let Property News, Finance
Paragon adds £1,000 cashback to 21 landlord mortgages
Paragon has added £1,000 cashback to 21 buy-to-let mortgage products across single lets, HMOs and multi-unit blocks, widening lender competition on total borrowing cost rather than rate alone.
Buy-to-let Property News, Finance
GB Bank adds new core buy-to-let range to Xplan Mortgage
GB Bank has added its new core buy-to-let range to Iress’ Xplan Mortgage system, giving brokers a fresh sourcing route just weeks after the lender launched the products.
Buy-to-let Property News, Finance
Bank of England holds rate at 3.75% on 7-2 vote as landlord borrowing stays high
The Bank of England held Bank Rate at 3.75 percent in a 7-2 June vote, warning that energy-driven inflation risks could keep buy-to-let borrowing costs higher for longer.
Buy-to-let Property News, Finance
Foundation brings back Property Plus for specialist BTL
Foundation Home Loans has relaunched Property Plus for harder-to-finance buy-to-let cases, including flats above commercial premises, with rates from 6.39 percent up to 75 percent LTV.
Buy-to-let Property News, Finance
Castle Trust drops physical valuations on standard BTL up to £750,000
Castle Trust Bank has dropped the need for a physical valuation on some standard buy-to-let cases, allowing automated valuation models to be used on eligible…
Buy-to-let Property News, Finance
Roma adds 40-year landlord loans with JPMorgan backing
Roma Finance has agreed a new funding deal with J.P. Morgan that will let it launch long-term buy-to-let mortgages with terms of up to 40…
Buy-to-let Property News, Market
Landlord mortgage choice broadens as lenders cut rates and restore LTVs
Buy-to-let lenders are continuing to trim rates, restore higher loan-to-value products and rework fee structures, giving landlords a wider set of refinancing options than they…
Buy-to-let Property News, Finance
Suffolk BS brings back 80% LTV buy-to-let deals
Suffolk Building Society is bringing back a five-year fixed buy-to-let mortgage at up to 80 percent loan to value, alongside a light refurb version and…
Buy-to-let Property News, Finance
Buy-to-let lenders cut rates as product choice widens
Fleet, Darlington and Aldermore have all repriced buy-to-let products, giving landlords more choice at a time when refinancing pressure is still building.
Buy-to-let Property News, Finance
Limited company landlords back higher yields despite rising costs
Limited company landlords remain upbeat about the year ahead even as mortgage costs, running costs and regulation continue to rise, according to new research from…
Buy-to-let Property News, Finance
Portfolio landlords now hold 6.5 mortgages on average
Buy-to-let borrowing is becoming more concentrated in larger portfolios, with the typical landlord now holding 6.5 mortgages across two lenders and total borrowing of £714,000,…
Buy-to-let Property News, Finance
BTL remortgaging lifts lending 18 percent as purchase demand stays fragile
Buy-to-let lending rose sharply at the end of 2025, but the growth came largely from landlords refinancing existing debt rather than expanding portfolios, according to…
