The Bank of England and the FCA have permanently removed the 15% firm-level cap on high loan-to-income lending from 28 October 2026, replacing it with a rolling four-quarter measure that gives lenders more room to approve larger loans.
Bank of England data shows buy-to-let made up 8.0 percent of Q2 mortgage advances, its lowest share since 2024 Q3.
Mortgage lending reached its highest level since the pandemic in 2025, with 720,000 house purchase loans granted – up 16.3 percent on the previous year….
Landlords and property investors are set to benefit from Barclays’ latest mortgage policy update, which increases borrowing limits for buy-to-let, self-employed, and interest-only customers. The…
