We go off-script to get you better landlord insurance

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Invest in the right landlord insurance

*Please note this is available at no extra charge if you take out a policy with MS Amlin. We have a panel of 8 insurers all of which include Legal Expenses.

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01206 655 899

Protect your let with specialist landlord insurance

Protecting you – and your let

As a landlord, your rental property is always going to be a top priority. But what do you do if something goes wrong? From a burst pipe to a tenant hurting themselves on your watch, you need to be able to cover the costs of damage and accidents – and sometimes, these can be considerable. That’s where landlord insurance has your back.

What is landlord insurance?

Landlord insurance is specialist cover that protects you against damage or losses to your rental property. It’s different to home insurance in that it covers risks you only get when you let, such as loss of rent and owner’s liability, but it also covers buildings and contents as well as things like accidental damage.

Strictly speaking, landlord insurance isn’t legally required ­– but not protecting your let is a risky business.  After all, your property is a significant financial investment and a valuable source of income – and if anything does go wrong, you could be landed with some nasty costs. Landlord insurance means you don’t have to worry about any of that – and with us, you can be sure you’re getting the very best deal you can.

Just give us a call to explore your options.

What does landlord insurance cover?

No landlord is the same, so there’s no one-size-fits-all policy. We know that better than most. It’s why we always take the time to get to know you so we can find the cover you actually need for both your property type and the tenants you let to. However, as a starter for ten, these are some of the types of cover you can expect from us:

  • Landlord buildings insurance – to keep your buildings protected from risks such as fire and floods
  • Landlord contents insurance – protecting the contents within your let property, such as furniture and appliances
  • Loss of rent – covering your rent in the event your property is unhabitable following an insured loss for up to three years
  • Alternative accommodation – covering the costs of providing alternative accommodation if your property becomes uninhabitable, for up to three years
  • Property owner’s liability – so you’re protected against claims for accidents or injuries that happen in your property
  • Accidental damage – included as standard to protect your property
  • Malicious damage – keeping you safe from deliberate damage by your tenants
  • Extended periods of unoccupancy – we offer up to 90 days as standard in the event your property stands empty for longer than anticipated

Landlords we work with

How much does it cost?

The cost of landlord insurance varies depending on your property type and tenants. The important thing is to make sure you’re getting a policy that’s built around your needs and not an off-the-shelf solution – where you could end up paying for pointless extras.

We’re careful to make sure your landlord insurance is exactly what you need. And because we’ve been in the business for so long, we can access exclusive deals to get you comprehensive cover if that is what you are looking for.

So, to get a price, simply give us a call and talk to one of our team. Don’t worry, we’re not about the hard sell – in fact, we’re much more likely to go off-script to find you a better deal.

Just give us a try

House with alarm illustration

What would you do if you had an emergency at your rental property?

It’s easy to add on Home Emergency cover for only £86 when buying or renewing your landlord insurance.

Here’s a snapshot of what our Home Emergency cover for landlords provides:

  • 24/7 support – tenants can also make calls direct
  • No age restriction on boiler cover
  • No excess
  • And much more!